Climate change can have adverse impacts on insurance affordability and availability, potentially slowing the growth of the industry and shifting more of the burden to governments and individuals. Most forms of insurance are vulnerable, including property, liability, health, and life.
Intergovernmental Panel on Climate Change (IPCC) Third Assessment Report
Entire chapter devoted to insurance and other financial services [Online version] [PDF]
In-depth discussion in the North-America chapter [Online version] [PDF]
Climate Change Futures - Harvard Medical School / Swiss Re / UNDP